The Poarch Creek Indians Housing Department provides Tribal Members with decent, safe and sanitary homes. The Poarch Creek Indian Housing Department operates a low-income rental housing program and Tribally Assisted Home Ownership Program (TAHO). The home ownership programs were designed for Tribal Members who are within the low to medium income guidelines and who are able to make long-term financial commitments. The rental program has assisted 30 senior citizens and 76 single families since 1986. The Mutual Help program assisted 70 tribal families during the years of 1996 to 1999 before it ceased operation. The TAHO Program was designed following some of the Mutual Help program guidelines. This program has continued to help hundreds of tribal families own affordable housing. Applicants are required to make a contribution toward the project. Contributions can be land or down payments.

Section 184 Indian Loan Guarantee Program

The Poarch Creek Indians have been approved to participate in the Section 184 Indian Loan Guarantee Program for the following counties in the state of Alabama: Escambia, Mobile, Washington, Baldwin, Monroe, Montgomery, and Elmore.

Section 184 Program Documents

Section 184 State Approvals

Section 184 Home Ownership Program



Participating Lenders for Local Counties



Outside the Local Area?

Nationally known lenders 1st Tribal Lending (605-610-0961) and Green Point (1-800-700-0753) may be able to assist Tribal Members outside of the local areas.

For those Tribal Members who live outside of these counties, we are still working to get this program approved statewide. For additional information on the Section 184 program, participating tribes, and lenders you can visit